Many people are unaware that when they book a UK holiday, they are actually entering into a legally binding contract with the holiday provider. That means, for example, if you book a long weekend break at a hotel and you have to cancel, you could be faced with a large bill to cover the cost of the room you didn't use. After all, the hotel cannot afford to lose money just because you can't stay.
So, how can you protect yourself against these unforeseen eventualities such as falling ill, having an accident or being made redundant? Well, many companies offer a specific UK holiday cancellation insurance plan to offer you total peace of mind in situations just like this. The premium you have to pay is normally calculated on the total cost of your UK holiday (i.e. accommodation costs plus any pre-booked meals and/or travel).
A cancellation insurance policy may also cover you if you are required to return home by the police because of a burglary, or if a strike or bad weather affects the departure of a flight or ship. Always check with your insurer exactly what coverage you have.
